Ontario Private Mortgages

Fast, Safe, Secure Online Mortgage Application
Mortgage pre approvals for Canada
Canadian Mortgage Application by Fax

If you answered yes to one or more of these questions then...

Maybe a private mortgage is for you!

Private mortgages are funded by individuals or groups who want to make a better return on their investment than 2% in a GIC at their bank.  They are comfortable with investments that are secured by real estate and they will look past bad credit, bankruptcy, and environmental or zoning issues.  Basically they invest in people and property and not reports and numbers.

Some private mortgage investors only invest in residential housing, some will look at commercial plazas.  Every investor is different and that's why you need a mortgage broker.  They each have their own appetite and lending comfort zone.  Private mortgage investors will even look at farm mortgages, mobile home mortgages, a variety store mortgage, a mortgage for a cottage or vacation property, or even a mortgage on bare land.

One thing is for sure, they will listen to your story and make a decision based on all of the information.  Canadian private mortgage investors look at things like bank statements, recent appraisals, employment letters, whatever you can provide to show them why you, and your property are a good investment. 

Sometimes, god forbid, they will even want to meet with you, see your property, and hear the story in person.  When is the last time that a bank wanted to hear the whole story?

Some rough guidelines and facts:

To get access to private lenders and mortgage investors you generally need to deal with a Private Mortgage Broker and that's where we come in.  We'll take a look at the entire application, including the back story, package it as an investment and present it to the most appropriate private mortgage lender in Ontario for approval.

Please enter your Name and Email address to begin.